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When I walk into the rink I can tell who's practicing by what I see in the stands: MiniMites- stands are full of parents with video cameras. Mites- half full stands a few hanging over the glass coaching. Squirts- A few parents shivering in the stands with sore fingers from tying skates. Peewees- A c...

Seems that anytime some people don't want to do something- they float the vague old "we can't do it for insurance reasons" when they can't come up with a valid reason.
Good for you for digging deeper Indigo. Don't quit until you get a real answer.